Coverage is Simple & Easy to Get Started!
If you plan to travel anywhere in the world you often will need travel temporary insurance. Many organizations require an additional policy or you simply want to ensure you are covered for the small or medium issues that may occur (new injuries and new illnesses). Most of these policies do NOT cover pre-existing conditions for when you travel, that’s what your major medical coverage is for!
These travel insurance policies address the insurance needs of U.S. and non-U.S. citizens who need temporary medical insurance while traveling for business or pleasure anywhere outside of their home country. Please make sure to review the policies as there are limitations on each one, yet in different ways. The most common one is the first Patriot Travel Medical Insurance plan.
Patriot Lite Travel Medical Insurance (Short Term, Immediate issue policy for US Citizens traveling overseas)
- Travel medical insurance for individuals, families, and groups (does NOT cover COVID Medical Expenses)
- Coverage for medical expenses, evacuation, and repatriation
- Renewable up to 24 months
- Coverage for acute onset of pre-existing conditions
- Price is 2 out of 5, Coverage is 2 out of 5 (for perspective on cost to benefits)
Patriot America Plus (Short Term, Immediate issue policy for Foreign Citizens traveling to the USA)
- COVID-19 coverage for travelers to the U.S.
- Coverage for non-U.S. residents traveling to the USA
- Coverage for acute onset of pre-existing conditions
- Renewable up to 24 months
- Maximum Limits from $10,000 to $1,000,000
- Price is 3 out of 5, Coverage is 3 out of 5 (for perspective on cost to benefits)
Global Medical Insurance (Major Medical for traveling abroad for 1 year or longer, must go through Underwriting)
- Long-term (1+ year) comprehensive worldwide medical insurance for individuals and families
- Annually renewable medical coverage
- Deductible options from $100 to $25,000
- Maximum limit options from $1,000,000 to $8,000,000
- Price is 3 out of 5, Coverage is 3 out of 5 (for perspective on cost to benefits)
Patriot Platinum Travel Medical Insurance (Most Popular Choice)
- COVID-19 coverage for travelers to the U.S.
- Travel medical insurance for individuals, families and groups
- Coverage for acute onset of pre-existing conditions
- Renewable up to 36 months
- Maximum limits from $1,000,000 to $8,000,000
- Price is 4 out of 5, Coverage is 4 out of 5 (for perspective on cost to benefits)
Patriot Multi-Trip Travel Plan
- Annual multi-trip travel medical insurance for individuals, families and groups
- Deductible of $250
- Maximum limit of $1,000,000
- Coverage for multiple trips up to 30 or 45 days
- Flexibility to travel as many times per year
- Price is 1 out of 5, Coverage is 1 out of 5 (for perspective on cost to benefits)
Globe Hopper Senior (Age 65+) (Click here for Globe Hopper Senior Multi Country Trip)
- Travel medical insurance for travelers age 65+
- GlobeHopper Senior Single-Trip is extendable up to 12 months
- Deductible options from $0 to $2,500
- Maximum limits from $50,000 to $1,000,000
- Two plan designs – Single-Trip and Multi-Trip
- Price is 2 out of 5, Coverage is 2 out of 5 (for perspective on cost to benefits)
- Medical insurance for students studying abroad or participants of cultural exchange programs
- Deductible options from $0 to $100
- Maximum limit $5,000,000
- Most plan options are designed to meet the U.S. J1 and J2 visa travel insurance requirements
- Price is 2 out of 5, Coverage is 2 out of 5 (for perspective on cost to benefits)
- Medical insurance for international students or scholars participating in a sponsored study abroad program
- Coinsurance in PPO network or student health center within the U.S.: Company pays 100%
- Deductible of $100
- Maximum limit for student: $500,000
- Price is 3 out of 5, Coverage is 3 out of 5 (for perspective on cost to benefits)
Student Health Advantage Platinum
- Medical insurance for international students or scholars participating in a sponsored study abroad program
- Coinsurance in PPO network or student health center within the U.S.: Company pays 100%
- Maximum limit for student: $1,000,000
- Provides coverage for mental health, organized sports and pre-existing conditions
- Price is 4 out of 5, Coverage is 4 out of 5 (for perspective on cost to benefits)
iTravel Insured – Travel Insurance (Combo of Trip Cancelation & Medical)
- Insurance that covers trip cancellation, travel delays and other losses incurred while traveling
- If purchased within 20 days of deposit for all travel related expenses, then pre-existing conditions are covered.
- Travel insurance program for trips up to 180 days
- Standard Coverage for trip cancellation and interruption
- Emergency medical expense, evacuation, and reunion benefits
- Three product options for varying levels of coverage
- Price is 3 out of 5, Coverage is 3 out of 5 (for perspective on cost to benefits)
If you have any questions please give our office a call at 425-802-2783.
Gary Franke, Tamara Chandler, Brianna Crawford & Melissa Tibbs
Heffernan Insurance Brokers
Individual Health & Medicare Specialists
1100 Bellevue Way NE, Ste 8A-545
Bellevue, WA 98004
425-802-2783 (call or text office line)
wahealth@heffins.com
www.wahealthplan.org
